Andrew Lockwood, J.D.

A retired attorney, Andy has been involved in several businesses, including as in-house counsel to a publicly-traded brokerage firm, as a  board member of a publicly traded education company, founder of a mortgage company and a title company and a college planning firm, in Florida and New York, where he currently resides.  He has written four best-selling books, including How to Negotiate Your Crappy Financial Aid and Merit Aid Offer and How to Get Into Your Dream College Without Lying, Bribing or Photoshopping.  Andy has been extensively quoted by and featured in The Wall Street Journal, Fox Business News, The New York Post and CBS News, among other media. He and his wife Pearl Lockwood live in Long Island with their four children and three dogs. 

Call or email Andy at 516-355-9900 or [email protected]. 

Pearl Lockwood, J.D.

A former prosecutor in Queens County, New York, Pearl is married to Andy (the last name isn't a coincidence) and his business partner in each of his ventures, including Asset Location Specialists. She is a specialist in financial aid and other government paperwork, and has been featured for her expertise by CBS News, Newsday and other media.   She is an expert at helping families get their hands on money from the federal government and from the states.